Skip to main content

Dollars and Sense Sundays, 1



Happy Sunday!  Today the new sale ads come out, coupons become available, and blog posts are lined with the best savings and coupons pairing around the area.  Today is the day that you have to remember the most important rule of saving money.... If you purchase something that you didn't need, just because it is on sale, does NOT mean you are saving money.  This has been something that my husband has been reminding me since I started on my money saving journey.  

Please remember that stock piles are wonderful, for items that you use, or can use, but to purchase 20 cans of peas because they were only $0.10 each, but no one in your family eats them is just like throwing $2.00 out the window.  

You also have to remember that when you see sale items from WalGreens, CVS, and Rite Aid showing that you can get your items free after rewards, remember that you are still paying cash, out of pocket for these items, and you are getting "Coupon Cash" to spend on your next purchase.  If you forget to use these "CC" before they expire, or use them on items you don't need, or will not use, you are just spending money that you could have kept in your budget for something more useful.  Also remember that you will be paying sales tax on all of these items so it will still take some money to pay for your free items.

The point of this blog is to learn to save money to have excess in your budget today, but to also save and prepare for the future.  It is a learning curve, and takes time and patience as we move through life and learn new ways to save, and new ways to change our financial status, and our lives.  There is nothing wrong with admitting that you were wrong in the past, and starting fresh from Today, with just your Dollars and Sense to guide you.
Labels:

Comments

Post a Comment

Popular posts from this blog

Ready for Autumn?!

When school starts, that means it's time for the routines to set in, new schedules and activities to begin, and best of all....the weather to cool off and Fall Fun can Begin! I love jeans, sweatshirts, boots, bonfires, apple cider, pumpkin patches, even football.  Give me anything and everything fall!  However, this heat wave does not pair well with warm doughnuts and apple cider - it just makes for bees and overheating.  The pumpkin patches aren't as fun because you don't have on jeans and boots and crisp weather to make it more fun.  The barns stink from the heat when you are trying to feed the cows and enjoy the animals around the farm. This weekend we are going to make our Fall Bucket List and wish for a little chill in a the air so we can enjoy this beautiful season of life we are given.   We will continue to make new goals, improve on our good habits, and find new ways to love each other to the fullest.
Post a Comment
Read more
This blog was originally started to document different things that we were doing in order to move towards early retirement.  That was years ago before we decided to have our Sweet B.  We planned to work, travel a little, and budget so we could retire and spend the rest of our lives doing whatever we wanted....  Life had other plans, and we now have the best gift of our lives - along with all of the expenses that come with having a child, as well as the want to not work as much so we could spend more time with her. Even with these new diversions, the goal remains - Retire Early, and Enjoy Life.  We have seen so many friends and family that are working into their later years, or who have too little money to actually enjoy their retirement, and even worse - those that never made it to their later years with the chance to retire and relax. Every year we give ourselves a large goal - one that is just enough of out reach to make us stretch for it, but realistic eno...
Post a Comment
Read more

Diced Tomato Roast

Now that we are home from vacation, school has started, and extracurricular activities have taken over our life it is time to get back into the swing of grocery shopping and cooking at home. We got home Wednesday night, and since then Bailey and I have worked every day; B has had school, dance, and a soccer game; we have attended a birthday party and visited with family and friends that we missed while we were gone; Sunday School starts today; and there are only a few weekends left that will be nice enough for golf, so off to the course Bailey heads this morning. With all of this going on I have decided to make use of my crock-pot so that we have hot food, with minimal effort in the kitchen.   Saturday morning after the soccer game I ran to the grocery store to purchase a new vegetable that I am doing a review on (a post to come soon) and while I was there I looked at the markdowns to see if there were any good deals.  Luckily they had some great deals on meat.  ...
Post a Comment
Read more