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Showing posts from January, 2013

Cash, Friend or Foe?

I have been listening to Dave Ramsey for quite some time, after some gentle  urging from my husband to get on board with him and his financial outlook.   Now that we are on the same page, and working through our debt snowball (which will be finished by the end of 2013 with our current habits) I have decided that "hey, this guy really does  know what he is talking about and I should put more faith into ALL of his ideas." This all boiled to down to CASH.  I despise CASH.  I am nervous to carry it around with me, I feel like I should use it all right away, and I forget to actually use my change so after a while my purse weighs a few extra pounds ;)  I have gone to a cash only budget and quickly given up after running out of money within the first week.  Since I am more of a "I want it NOW" kind of girl my debit card has always come in handy during these moments. Now that it is a new year I had this great idea that I should follow the principles laid before me and

2013 Goals

Another year has come and gone...  Memories have been made, Laughs Shared, and Countless Moments have Slipped by - Did you make the most of each of them? As the new year rings in I have made my list of goals so that I can be more intentional in my living, and accomplish more for myself and my litter.  I am hoping to create less stress  Stick to Monthly Budget/Use Cash Read 1 Non-Fiction Book Every Month        Along with Additional Fictional Novels 1 Baking Project Every Month 1 New Recipe Every Month Complete Couch to 5K and Run a 5k Race Pay Off Home Equity Line Make Homemade Gift for Holiday List Be More Prepared & Organized for Holiday Season Finish Resume Updates Yoga 1x/Week Re-organize/Decorate Office Area Re-organize closets & cabinets 1 Date Out per Month with Sean In order to be more organized and be better at completing my goals in 2013 I have deci