Skip to main content

Cash, Friend or Foe?

I have been listening to Dave Ramsey for quite some time, after some gentle urging from my husband to get on board with him and his financial outlook.  

 Now that we are on the same page, and working through our debt snowball (which will be finished by the end of 2013 with our current habits) I have decided that "hey, this guy really does know what he is talking about and I should put more faith into ALL of his ideas."

 This all boiled to down to CASH.  I despise CASH.  I am nervous to carry it around with me, I feel like I should use it all right away, and I forget to actually use my change so after a while my purse weighs a few extra pounds ;)  I have gone to a cash only budget and quickly given up after running out of money within the first week.  Since I am more of a "I want it NOW" kind of girl my debit card has always come in handy during these moments.

Now that it is a new year I had this great idea that I should follow the principles laid before me and actually listen to Dave Ramsey (and my husband) when they tell me that if I use cash, and only cash, when I am out shopping, that I will spend less.  

 It's been 9 days.  9 long days.  After-Christmas Sales, Spring Apparel Arriving Sales, Christmas Gift Cards (that don't cover the whole bill), the list goes on and on.  However, I have come to resist a few of the sales, I have stayed away from most stores, and I have only used gift cards that were going to expire or was buying something I actually wanted.  I have especially been staying away from the grocery store (how does food cost SO MUCH!?)...  

 Look at my pantry below and you will realize why I really should stay out of the grocery stores... there are only 1.5 of us (my husband travels overnight most days throughout the week so he is only 1/2 home)


Payday is now only 5 days away before I get my next allotment of cash to spend, and I have plenty to get me through!

 I am so excited by my progress and I plan to stand firm, stay out of the stores and put my extra cash each period into a special fund so that I can splurge on some of our monthly dates that we plan to have throughout 2013!

Comments

Post a Comment

Popular posts from this blog

Learning about Catering, and Myself!

Last week I was in Las Vegas, attending CaterSource Catering Convention. I learned so many things about myself, my work, and the people that I am surrounded by.  Some good and some bad, but all have helped me to realize more of what I want for my life. Over the last year I have realized how important it is to take the time to make these realizations.  I need to know the my strengths so I can keep them going.  I need to know my weaknesses so that I can work them.  I also need to know my goals.  Even if they are ever-changing goals, I still need to know them.  If I am walking through my days just hoping for the best then I never know if I get anywhere. I have realized that as much as I used to love doing surveys that I have now found them to tedious.  I would much rather be part of focus groups and interviews.  Not only do they make more money for my time investment, but they also do not take constant attention, whether it be daily or weekly. Last w...
Post a Comment
Read more

A Week of Golf

In 2017 my team was tasked with exciting job of catering to the LPGA Marathon Classic for their week long golf tournament here in town.  We had less then 4 months to prepare, and we had never done anything on such a large scale before.  It was both exhilarating and terrifying, especially for an Enneagram 6 like me.  We are loyal and committed, but our biggest needs are security, and we fear not having the support and guidance needed.  What a way to walk into a task like this.   I was suddenly tasked with finding organizations to fill close to 200 shifts for concession stands, as well as around 75 employees to help me make this event a reality.  It took a lot of time, planning, questions, stress, and a roller coaster of emotions, but we did it!  It was amazing the feeling that you have after you accomplish something like that. Since then we have continued to receive this job each July, and each year has gotten a little easier.  We have ha...
Post a Comment
Read more

Weekly Menu Plan

This week has already been changed around again and again from my husband being in town, to leaving, to coming home early, to leaving again, so the menu plan has been changing, but that is the great thing about having food in the pantry & freezer! Since I didn't get around to making "Cheese" Soup last week, I made it last night.  While it was an interesting batch of ingredients, it turned out to be quite delicious!  I will post my version of the recipe tomorrow! This week we plan to eat at work everyday for lunch, or to finish up leftovers from the fridge, so even less menu planning! For dinners I am making the following: Taco Salads "Cheese" Soup Loaded Nachos Steamed Vegetables and Crescent Rolls (My husband can live on vegetables alone!) This month is busy at work, and I am having company this weekend, and traveling next weekend so I won't be doing any freezer cooking for a little while, but I am hoping to do a few large freezer cooking s...
Post a Comment
Read more