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Dollars and Sense Sundays, 2

I have obviously missed a few weeks, but I am back with another money saving tip!

USE CASH!

Cash is such a powerful tool, and you don't realize how out of touch you are with your budget, until you actually get cash out of your wallet to spend!

I always thought that I had a good handle on my spending, and that using my debit card was just like using cash, until I agreed to only using cash to pay for food, gas, shopping, and any incidentals.  All I can say is...WOW!

The first month I realized that I was able to get by with my less when I actually had to spend cash for it.  
My lattes in the morning from Starbucks could be used more as a treat then a necessity.... work has really good coffee, for Free.
I didn't need ANOTHER black shirt... there are 4 sitting in my closet that look almost identical to this one.
Chicken is on sale, for a really good price, but I have more then enough in the freezer for the next 2 months worth of meals.


When I have my debit or credit card available it is much easier to just sign my name, walk away, and worry about how I am going to pay down debt later.  With cash I have to make an immediate decision and it will affect me for the rest of the month.


Go ahead... Challenge Yourself, It Might be the Best Thing that Ever Happened to Your Budget.



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